Nationwide Review
In Our Opinion:
Nationwide is a great option for car insurance, especially for senior citizens. We found Nationwide to be outstanding in availability and coverage but lacking in affordability.
Industry Standing:
90
Availability:
95
Coverage:
95
Affordability:
85
Customer Service:
85
Online Experience:
85
Pros
Available in 47 states
A+ financial strength rating from AM Best and A+ rating from the BBB
Many choices for coverage
Usage-based insurance options
Cons
Mixed customer reviews depending on location
Expensive
Difficult quotes process
100
Nationwide is one of the biggest car insurance companies in the country and is widely known by Americans for its popular commercial slogan, but is Nationwide as good as its reputation suggests? Below, our team digs into Nationwide Insurance reviews, cost, coverage, and more. Anytime you shop for auto coverage, we recommend getting quotes from the best auto insurance companies on the market before making any decisions. The provider that’s best for you might not be what’s best for your neighbor. The quote you receive will depend on your driving history, vehicle make and model, your state of residence, and more. Affiliate Disclosure: Automoblog and its partners may be compensated when you purchase the products below. Nationwide Insurance OverviewHeadquartered in Columbus, Ohio, Nationwide Mutual Insurance Company has been in business since 1926 and provides auto insurance coverage in 47 states. The company wrote over $6.2 billion in premiums in 2019, according to data from the National Association of Insurance Commissioners (NAIC). The company has an A+ financial strength rating from AM Best, and there are many positive Nationwide insurance reviews from customers. In addition to standard auto insurance, Nationwide offers insurance for classic cars and alternative vehicles such as boats and motorcycles. The insurer also offers homeowners insurance, renters insurance, life insurance, and specialty insurance products such as flood insurance and identity theft protection. Nationwide CoverageWith Nationwide, you can get the following standard types of auto insurance:
Additionally, you can secure these extra types of coverage and policy add-ons with your Nationwide car insurance policy:
Nationwide Insurance CostNationwide has a reputation for being expensive, according to Nationwide insurance reviews from customers. However, our own rate estimates show Nationwide is somewhat cheaper than the national average. Good drivers can find annual full coverage rates for around $1,533 per year with Nationwide, while the average is $1,732. Below, you can see how Nationwide compares to a variety of popular providers. These estimates apply to 35-year-old drivers with good driving records and good credit.
The state where you live also dictates what you pay for car insurance to a large degree. Below, you can see how Nationwide estimates compare to the average in 28 states and Washington, D.C. You’ll notice that Nationwide is cheaper than the average in many places.
In addition to the state in which you live, there are several other factors that influence the cost of your premiums:
Nationwide Insurance DiscountsIf you’re trying to make a decision on Nationwide coverage, check out some of the ways you could save on your auto policy.
Nationwide Claims ProcessNationwide has an easy online claims process that allows customers to file and track claims, as well as search for repair facilities. The website also has a helpful list for “do’s” and “don’ts” after an accident – such as phone numbers to call and information you need to gather from the other party. With any insurance company, reviews of the claims process will be mixed, but Nationwide insurance reviews typically point to a smooth claims experience. Apps & TechnologyNationwide has a couple mobile applications available for its customers. Nationwide Mobile allows policyholders to access their insurance information on the go. Some features of the app include online payments, ID card sharing, filing claims, connecting with roadside assistance, and more. The app has a 4.4-star rating on Google Play with over 6,000 customer reviews. Most of the reviews are positive, but there are a couple about glitches when logging in. The SmartRide app is available to reward Nationwide customers for safe driving. The app gives you personalized feedback to help you save money. The driving trends that the app tracks are miles driven, hard braking, idle time, and night driving. Customers earn 10 percent off by signing up for the program and can then earn up to 40 percent off by following the safe driving guidelines. The SmartRide app has a 3.7-star rating based on just a few reviews, with some frustration from customers about how the app tracks driving. Nationwide Insurance Reviews From CustomersNationwide earned an A+ rating from the Better Business Bureau (BBB) based on more than 100 customer reviews. In the last three years, there have been more than 200 customer complaints, and all of them have been resolved. Most complaints and negative Nationwide reviews tend to be specific examples and should be read with that in mind. Positive Nationwide Insurance Reviews“I have had Nationwide auto insurance for over 15 years, and I have never had a problem. When my car was hit by a drunk driver, Nationwide paid for the repairs and then they, in turn, went after the other insurance company for reimbursement. Within a matter of a week, I had my own car back, fixed like new. Thank you, Nationwide!” – Kimberly A., BBB “I was pleased by the service provided by [the Nationwide representative]. He is very helpful and friendly. … Blessed to get help from him. Thanks a ton!” – Saaqib P., BBB Negative Nationwide Insurance Reviews“Horrible experience. They don’t want to pay anything, deny, deny, deny. Using COVID as an excuse, refuse to refund all expenses after making me spend hours filling out pages and pages of paperwork.” – Amber B., BBB “They are overpriced. I switched to GEICO in March and canceled Nationwide. My rates for the same coverage [are] so much lower.” – Nancy D., BBB Our Verdict On Nationwide InsuranceOur team rated Nationwide at 89 percent because of its excellent availability and coverage options. The car insurance provider has a long list of discounts but lacks in general affordability and customer service, based on Nationwide insurance reviews. We recommend getting a quote from Nationwide and comparing it with a few other free quotes before making your final decision on coverage. Other Recommendations for Car InsuranceNationwide is a good choice for car insurance, but it’s always smart to look into multiple providers and compare things such as coverage, discounts, and customer reviews. Some top providers you should consider are USAA and State Farm. USAA: Best for Military FamiliesOur team rated USAA at 96 percent because of its outstanding customer service and affordability. Car insurance from USAA is a great choice if you or any of your family members are active or former members of the military. The insurer has an AM Best financial strength rating of A++, which is considered outstanding. USAA has very good customer satisfaction. Its mobile app has a 4.5-star rating on Google Play. For more information about coverage, cost, and customer service, read our complete USAA car insurance review. State Farm: Best for Student DriversOur team rated State Farm at 95 percent because of its many discounts for young drivers and outstanding online experience. State Farm has an A- rating from the BBB and a 4.7-star rating on Google Play. With State Farm’s Drive Safe & Save™ program, you can save up to 30 percent if you are a safe driver. There’s also the Steer Clear® program, which is highly suited for students. Both of these tools have mobile applications that are also highly rated on the App Store. For more information, read our full review of State Farm auto insurance. FAQ: Nationwide Insurance ReviewsHow do I cancel Nationwide insurance?To cancel your Nationwide insurance policy, you can contact your insurance agent. If you don’t have an insurance agent or don’t know how to reach them, you can also call 877-669-6877. Where can you get Nationwide coverage?Nationwide coverage is available in 46 states and Washington, D.C.. Coverage from Nationwide is not available in Alaska, Hawaii, Louisiana, and Massachusetts. What is the Nationwide claims customer service phone number?If you need help with your Nationwide claims, the customer service phone number is 1 (877) 669-6877. You can find support at this number 24 hours a day, seven days a week. Is Nationwide insurance expensive?Nationwide insurance has a reputation for being expensive, but the company does have many discounts and a usage-based auto insurance option. Bundling discounts and practicing safe driving habits can save you money with Nationwide. Is Nationwide better than State Farm?Nationwide and State Farm are two of the biggest auto insurers in the country. Which one is better for you will depend on what you’re looking for. Nationwide is a good choice for senior car insurance, while State Farm has great discounts and programs for students and teens. What is the best insurance company?After performing in-depth industry research, our review team named GEICO auto insurance the Best Overall. The best insurance company for you will depend on what you’re looking for. With any company, your rates will depend on many factors, including your vehicle and driving history. Original article: Nationwide Insurance Reviews, Coverage, & More (2021) Nationwide Insurance Reviews, Coverage, & More (2021) published first on https://decalsgraphicstore.weebly.com/ via Tumblr Nationwide Insurance Reviews, Coverage, & More (2021)
0 Comments
Leave a Reply. |
About Us:
I have a good Automobile business exposure and B2B marketplace insights. As Internet is the best medium to spread your words easily, so I started to share my thoughts through creative writing and blogging based on automobile. Anyone who is enthusiastic to know about best cars in the market then visit my blog, if you are car dealers and not getting customers for your old cars then visit my blog, you will get lots of buyers. |